"Frozenomics" is all cracked up.

The belief that the world's economy must continue to grow all the time is ridiculous. Growth leads to wars to rebuilding to debt to more strain on the planet's resources.

Economists paint the 2013 / 2014 winter storms, aka frozenomics as being bad for the economy because it forces people to hibernate indoors. Could you imagine if Bears ran the planet and worried about frozenomics? Air raid sirens would go off every hour to wake up  hibernating bears, otherwise the economy would sputter! Wouldn't that be just sheer madness, waking bears up with sirens because hibernation was believed to be bad for the economy!

One way to save the planet is to let people sort of "float" along at times. Winter weather, people can't work. Rather than moan and gasp that frozenomics is wreaking havoc with our happiness, can't we all just agree that not all work is essential all the time.

One mayor actually pleaded for people "not to be stupid" and instead to stay home during the terrible winter storms. The reasoning was sound. The more people that went out, the more that got stuck and clogged the roadways, the more city workers would be endangered trying to find and save those who got stuck. Plus, can't clear the roadways of snow if they are littered with stranded cars.

Restaurants are fearful of losing 75% of their revenue during harsh weather. Isn't it sad that just because wealth already exists that the elite wealth owners that run the planet literally force people to work all the time or risk losing their assets, or even their home?

Is this method really necessary? Lets ask a hibernating bear, but lets wait until they wake up.

Debt Suspension Rights: Government Sequestration of the Elderly a 100% Success. )ver 98% of the Elderly Collecting Social Security won't Qualify for a HELOC no matter how much Equity is in their Home!

Debt Suspension Rights: Government Sequestration of the Elderly a 100% Success. Over 98% of the Elderly Collecting Social Security won't Qualify for a HELOC no matter how much Equity is in their Home! 

The U.S. government has sequestered the home equity wealth of the elderly. The U.S. government has done this by declaring that anybody who makes less than 3,000 dollars a month is not eligible for virtually any type of a loan, even if that person owns a home and has an abundance of equity in the home...(click link above to read more).

Sounds like 99% of the elderly have been shut out of loans no matter how much equity they have in their home, wow.

Please consider signing the Debt Neutrality Petition by by clicking here.

2013 Thanksgiving Occupy WalMart Television Reporting compromised over strange technicality.

I used to think that if a protest or strike received "sympathy" protesting support, that that would be viewed in a favorable light by the media. In the case of the 2013 Occupy Thanksgiving WalMart protest, outside support would be reported in a negative light.

I was watching KNBC Los Angeles news report about the 2013 Walmart Thanksgiving protest when suddenly the reporter brought up the issue that many of the protestors were the equivalent of "moles". The reporter further revealed that perhaps only 20% of the protestors were actually WalMart employees.

One protestor brought up the point that WalMart employees in fear of losing their jobs did not protest. How is one to count those invisible protestors I wondered to myself?

So there you have it. If only Walmart employees show up to a Walmart Thanksgiving day protest, the protest will downplayed as just a few malcontents trying to get attention. If a lot of Walmart employees protest, the loss of face and potential stock market value could cause the company to fire many of the protesting workers.

If however there is a solid blend of core WalMart employee protestors backed by many more probably union based protestors, that too is called into question by the reporter.

Ouch, it's a no win situation, I sure wish the reporter had at least pointed out that nugget of truth. I am pretty sure the video I saw was on KNBC Los Angeles, but I cannot find it on google, how strange is that? Perhaps because the report was done on location in front of a Wal Mart it was not actually saved?

Perplexed Politicians don't understand why majority of public does not want war with Syria.

The same out of touch politicians who can't be bothered to learn about the lack of debt suspension rights for consumers are shocked that the majority of the U.S. public does not want a war with Syria over the alleged Syrian government chemical bombing of their own populace.

I would suggest that the U.S government's inability to catch up with social media rules is the underlying reason. The U.S. still demands complete compliance and secrecy with all it's own secret actions, even if those actions are questionable or illegal, but wants sympathy and support when other governments do wrong.

The U.S. condemns Bradley Manning and Edward Snowden for leaking secrets of potential wrong doing but wants full support when another country does wrong against its own peoples.  

When does the U.S. begin to be more transparent?

When the day of more meaningful transparency occurs, than that is probably the day when more people would want the U.S. involved in Syria.

I personally would also like to see drones used to spy and collect data in potential hotspots, and that information shared with the public on an ongoing basis until it becomes rather obvious the present Syrian regime needs to be replaced.  

We have drones to bomb places but not to spot sarin gas being used? I would suggest our drone priorities are misplaced.

Don't Fight the Elite, Fight the Inane Rules the Elite Create to Siphon Wealth from Main Street.

One aspect I've never liked about Occupy Wall Street is the apparent rabid hate for the Wall Street Elite at the greater expense of truly helping main street. I fear that a very small inner circle group of OWS has a very intense vendetta against the Wall Street Elite, perhaps because they never made it into the Wall Street inner circle themselves. Ouch!

It is almost of an conspiratorial level that some would prioritize punishing the wall street elite ahead of helping main street. I suggest it is better to fight the Inane rules that Wall Street, the big banks, and our own government create rather than bitterly hate these entities and blame them directly.

Here are three mega impactful anti consumer practices being inflicted on consumers on a daily basis that if rescinded would help prevent the ongoing erosion of middle class wealth and their happiness as well.

1. 2% monthly minimum credit card payments... are destructive to a person's economic well being because they allow a debtor to attain levels of debt over time that are just too high to ever pay off. Additionally, consumers have been over charged by a factor of 1000% to 2000% for credit card debt suspension insurance that would PREVENT many credit card defaults from ever occurring.

2.  Judges make no distinction in court between a strategic credit card default and an involuntary credit card default. What is even more outrageous is that some involuntary credit card defaulters could have avoided their involuntary credit card defaults if Credit Card Debt Suspension Insurance had been fairly priced. In essence, judges routinely ignore the fraud of credit card debt suspension insurance premiums that are 1,000% to 2,000% too high, but allow the resulting consumer credit card default to proceed.

3. Over priced credit card debt suspension insurance. As mentioned above, using our courts to legally punish consumers who rightfully avoided debt suspension insurance because it was DRAMATICALLY overpriced by 1,000% to 2,000% but subsequently defaulted on their credit card debt is patently unfair.

4. Reverse Mortgage scams. Forcing elderly homeowners to take everyone's name off of the deed but one, while also charging that person for mortgage insurance based on the full value of the home is a rip off, plain and simple. It appears the government, in setting up reverse mortgage programs, never considered the option of a homeowner agreeing to a very modest monthly draw that even after 10 years time would not jeopardize the value of the home versus the equity taken out. What a horrible way to treat our elderly, many of whom have practiced frugality their entire lives.

These are four anti consumer issues, that if fixed, would basically rebalance the distribution of wealth between those on main street who have earned it versus those on wall street who want their unearned cut.

I would suggest that if Occupy Wall Street wants to truly have a positive impact on our society, focus more attention on first FIXING the bad rules rather than punishing the schmucks who created the bad rules.

I have mentioned before my concept of credit card reparations for consumers. Reduce everyone's credit card debt by 65% and simultaneously raise their monthly minimum payments requirement from 2% to 5%. This one action alone would do more to fix the economy than virtually any idea I have heard proffered by our politicians and so called money experts.

10News - Rally held to show support for Jeff Olson, man charged in chalk vandalism case - 10News.com - News

10News - Rally held to show support for Jeff Olson, man charged in chalk vandalism case - 10News.com - News

Judge considers a 13 year sentence in this case.

Forum Post: California man faces 13 years in jail for scribbling anti-bank messages in chalk | OccupyWallSt.org

Forum Post: California man faces 13 years in jail for scribbling anti-bank messages in chalk | OccupyWallSt.org

It is sad that these types of stories are found on Russia Today, but not in american news media.

Hi, Your comments matter greatly. If you post anonymously it helps if you briefly explain how your prior experiences relate to the comment you are leaving. Please no link ads unless you contact me first.

A Trillion Dollars in Credit Card Reparations is due the american consumer for price fixing on debt suspension insurance.

My research on the trillion dollars owed to american consumers for debt insurance price fixing can be found by clicking here.  The link goes to a timely article located on my Debt Suspension Rights blog that I recently created. If you like the idea, PLEASE SAY SO IN THE COMMENTS SECTION.

Don't be Defeatist, it's so Middle Class. -Maggie Smith on Downtown Abbey, (as seen on Sixty Minutes).

"Don't be defeatist, it's so Middle Class". DownTown Abbey.  That's sooooooooo true.  

The quote is right around the 9 minute mark, and well worth memoralizing.

The way I spot a defeatist is whenever I propose an idea for making things better, the response I get is..."They (meaning the elitists), would never allow that".

Why the heck do I care or even want to know why "they" would not approve when that same energy to tell me that could be used to either support the idea or make the idea better.

Chase Bank spits out a hairball class action lawsuit settlement regarding raising their customers monthly minimum payment by 150%.

Chase Bank spits out a hairball class action lawsuit settlement regarding raising their customers monthly minimum payment by 150%.

Please consider signing the Debt Neutrality Petition by by clicking here.

Occupy Sandy! | OccupyWallSt.org

Occupy Sandy! | OccupyWallSt.org  Click on the link to learn more.

You are viewing Swarm The Banks. Please check out Parallel Foreclosure blog and UNfair Foreclosures blog as well.

This Week is OccU-pied by DEBT! | OccupyWallSt.org

Check out this very important Occupy Debt link. These Occupy seminar events are happening on a daily basis October 15, through October 20, 2012.

This Week is OccU-pied by DEBT! | OccupyWallSt.org

Fox News is Stupid, complains about Occupy Protestors not being arrested on federal grounds.

I didn't realize Fox News was this stupid.  I don't watch and haven't watched Cable News ever since the 2008 MSNBC distortion in the Barack Obama vs Hillary Clinton democrat nomination race, (MSNBC was so in the tank for Barack Obama I will never forgive them).

But complaining because Occupy protestors were not immediately quashed when they protested on federal grounds?  I guess Fox News wants a Nazi, Police State. Sheesh.

Why, if Mitt Romney were president, he'd quash every rebellion and protest the moment it happened so we all could live in an idyllic, Police state, and Like it! Neo Cons can be so stupid, just as progressive democrats can be unflinching on the left.

Oh the humanity of moderate democrats and moderate republicans being pushed to the sidelines so the insane 30% can hog the spotlight day after day.

allAfrica.com: South Africa: Debt Traps, the Silent Killers of the Vulnerable

allAfrica.com: South Africa: Debt Traps, the Silent Killers of the Vulnerable

Debt Neutrality is a no brainer. In South Africa, consumer indebtedness is being used to enslave people, leading to suicide and forced prostitution.

Please support the Debt Neutrality petition on change dot org, on facebook, and the Debt Neutrality blog.  If Debt Neutrality happens in the U.S., it could be emulated elsewhere.

Thank you.

Change Dot Org Debt Neutrality Petition, Check it out.

Click here to check out the Change Dot Org Debt Neutrality Petition. Consumer credit card and student loan debt in the U.S. is stated at around 2 trillion dollars.

This is actually a misrepresentation. Credit Card debt is regularly discharged when people don't pay, but the debt still remains and many times a court order is obtained on that debt even though it no longer is counted by the government as credit card debt. Gasp.

ALL credit card debt, not just active debt, is probably around 2 trillion dollars, not one trillion dollars. And lets not forget that damaged credit scores result in even higher interest rate charges in the future.

3 trillion dollars in consumer debt works out to 1 billion dollars a day for the entire year. Another way to look at it, 50 million americans pay 20 dollars each, every single day, just to make the interest rate payment on the 3 trillion dollars in debt!

Isn't it time to suspend interest rate charges on that 3 trillion dollars in debt? Please sign the Debt Neutrality petition at Change dot org.