Monday, February 20, 2012

Debt Neutrality, how debt neutrality would help end wall street corruption and over militarization of the planet.

The economy tanked in late 2007 and continues to tank because the media perpetuates the message that never ending economic growth is essential to our way of life.

Anything short of never ending economic growth is supposed to strike fear into society.

A never ending economic growth agenda is the plan perpetuated by the rich elite through our Ivy League College education system and is a message that is echoed daily by the media. 

A never ending economic growth agenda creates pressure to find new ways to "make" money, even when new money making ventures involve economic fraud in the form of home  mortgage securitization investment schemes. Wall Street actually created home mortgage investment opportunities for investors in which they profited whether or not the homeowner was able to pay their monthly mortgage.

This wall street win win investment scenario motivated the banks to create enticing and alluring home mortgage loans since once the loan was signed, wall street would make money even if the homeowner defaulted on their mortgage.

High interest rate charges on credit card and student loan debt actually tips millions of americans into more debt, even when lower interest rates could actually allow these very same "debtors" to reduce their debt every month which would result in solid credit scores for the very same people floundering under intense and unfair interest rate charges.

Aggressive, foundational, unethical and possibly illegal foreclosures allows for the labeling of foreclosure victims as bad credit risks. Bad credit risks must then pay exorbitant interest rate charges for the rest of their lives because they have been unfairly scarlet lettered by the banks who were actually profiting by selling loans they knew would fail.

Manufactured debt eventually creates war! Global military intervention insures that key nonrenewable resource supply lines are not interrupted so that debtors can keep using those valuable resources doing pointless jobs, just to pay additional debt created from ridiculously high interest rate charges. The overuse of resources by panicked debtors eventually leads to global military intervention. 
What the world needs now is a consumer's right to declare DEBT NEUTRALITY
Debt Neutrality would allow people who behave humanely and responsibly the right to pay down their existing debts having the interest rates on their debts significantly lowered. Take away the penalties or fees and the struggling masses become less encumbered by a system that is presently rigged like a pyramid scheme for the benefit of the rich elite.

Wednesday, February 15, 2012

NACA Heading Back To The Southland To Help Struggling Homeowners, Prospective Buyers « CBS Los Angeles

While Barack Obama was holding up traffic in Holmby Hills and the "West Side" of Los Angeles for various funraisers, homeowners trying to save their homes are sitting on the cold concrete all night long in South Los Angeles.

If only some enterprising videographer trying to make a name for themselves could juxtapose images of Obama at his swanky 38,000 dollar a plate fundraiser in Holmby Hills while several hundred homeowners camp out overnight in mid 30's temperature so they can be near the front of the line for NACA's American Dream Event.

Friday, February 10, 2012

We the People are Complicit in our own Government's Foreclosure Misdeeds over the past Decade.

I don't think it's wise to make the home foreclosure crisis a class warfare issue. While some blame yuppies who tried buying too much  home, one can also use the reverse argument that attempting to make homes affordable for the poor led to the foreclosure calamity.

Arguing against the "yuppies" or against "balloon mortgages for the poor" that artificially inflated prices for everybody before the deep drop in home prices proves what exactly? 

It's that type of class warfare that the banks rely on so they can continue undetected, facilitating unethical actions and deeds. 

The government and the fed should be the ONLY ONES backing home mortgages. There should be NO investments in home mortgages by Wall street because they are NOT true investments. 

The real investors are the people that take private funds and use those funds to purchase land and put up a building. Afterwards they either sell or rent that building.

Once the building is built, any future investment against that building by wall street becomes a RE-INVESTMENT. Banks and wall street get away using false words like "investment" even when what they are really doing is "re-investing".

If you were told the bank is providing you with a re-investment mortgage, you would probably ask what re-investment meant. If you were then told, "Wall street is offering you a profit based re-investment security that leverages your mortgage for wall street's profit and gain, and if you fail to make your payments on time, another Wall street investment security will make money off  your mortgage by taking your home away.

If you or I were told this, we would say, "NO, we'd rather have the government and the fed back our mortgages".

Credit card companies falsely call their credit cards "contracts" even though the two parties never met in the same room, non of the the meaningful clauses were discussed, nor was there a third party witness to the alleged "contract". On top of that, this allegedly unsecured contract can be "secured" any time there is a failure to make a payment, something else that is not disclosed at the time of the credit card agreement is made up.

The examples cited above are bank and wallstreet bullshit tactics. So lets stop class warfare and focus on the false terminology that both Wall street and the banks use to create fraudulent investment schemes.

What did the government do with all the money they should have INVESTED in home mortgages over the past 10 years?  The government spent it on WAR.

We the people are complicit for allowing our own government to hand over home mortgage "reinvesting" over to wall street and corrupt bankers who gave out bonuses that according to a Chase Bank executiver were SEVEN TIMES LARGER for balloon mortgages than a flat rate mortgage.

We the People are complicit for allowing our government to get away from doing the boring thing like home mortgages, so the government could do the extreme thing and manufacture weapons of mass desctruction to kill people in other lands.

We the People are complicit in allowing our state governments to create HUGE pension funds that were invested offshore so that local businesses that originally paid into those pension funds with their taxes, would then LOSE THEIR BUSINESSES as the offshore pension funds came home to roost in CHEAPER COST AND QUALITY product competition.

We the People are considered "enemy combatants" for believing the above to be true, and that may be the most alarming issue of all.


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I am a Product and Brand Value Accelerator with over 2 dozen IMDB Credits, Los Angeles EMMY Winner. Top 25 Lifetime Tongal Ideationist, Academy of Television Arts and Sciences Internship Scholarship Winner. Also am a Video Forensics and Video Analysis Expert for Hire.

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